178/365
Through Saturday, March 30, 2019, you can get an extra 5% off at Target when you use your Target REDcard for a purchase in store.
Target REDcard
While I don’t use my Target REDcard very often, it comes in handy for deals like this one. Basically, there are two versions of REDcard, either a debit, which is linked to your checking account, or a credit card, which is, well, like a credit card with a monthly payment. Obviously, I don’t think you should never pay interest, so my recommendation would be to get the debit card version and not run the risk of a late payment, interest, etc.
Download the App
The Target app is a necessity when you are a Target shopper. This is where you will find Cartwheel deals, category coupons, and deals like this one. You can also load gift cards and your REDcard is automatically loaded in your account. You can edit your Wallet in the app to use your preferred method of payment at checkout, ie, REDcard or Target gift cards.
The Deal
With this deal, you will need to go to the Wallet tab of the app and check the Thank You section. Before you shop, check the exclusions since there are always things that Target cannot discount per the manufacturer. You can get 5% off in addition to your regular 5% off with your REDcard.
Target Gift Cards
I like to use Target gift cards at checkout normally. When Target had gift cards on sale for 10% off in December, I stocked up in order to enjoy 10% off throughout the year. This deal isn’t quite as good as that one because I was able to get more rewards when I used a credit card to pay. However, I know those cards will eventually run out, so I may take advantage of this deal to stretch my gift cards a little further. When they do run out, I’ll buy gift cards at an office supply store with my Chase Ink Business Plus. (See my Chase Ultimate Rewards article to learn how to maximize your spending.)
